This Agreement sets forth the Terms & Conditions that apply to your access and use of the Internet Web site located at www.finance.guru ("finance.guru") powered & operated by Gumption Labs Software Solutions Pvt Ltd.
All information, tools, features and functionality (together the "Service") located on http://finance.guru website constitute an "invitation to offer" and applies to you, whether you are a "Visitor" (which means that you simply browse the finance.guru website) or you are a "Member" (which means that you have registered with finance.guru). The term "you" or "User" refers to a Visitor or a Member. The term "we" refers to finance.guru. ,br> In using the service of finance.guru, you agree to be bound by this agreement as well as any of its amendments from time to time in the future and you are deemed to have accepted the terms and conditions listed below and you represent that you have the capacity to be bound by it.
You hereby agree and Confirm that
a. we hereby reserve the right to cancel any service without providing any reason. This will be regardless of whether the payment has been confirmed / received. Rescheduled dates of the service will be informed by email. Payment for the cancelled services will be refunded and the user will be informed. Refund can sometimes take unto 21 days to take effect.
b. The user agrees to give the correct information which is true and authentic. We reserve the right to confirm the information provided by the user. We also reserve the right to disallow any user to use this website and may reject / cancel the booking of service without providing any reason whatsoever.
c. We will not be held liable for any credit card fraud that occurs on its website. Users have to use only their card when they make their payments. The liability of using a fraudulent credit card lies on the user and the responsibility to establish otherwise shall exclusively be the usersâ.
d. We will not be responsible for any delay of the service days because of flood, fire, wars, act of God or for any reason that are beyond our control.
Terms of the Services Regarding Setting up of Screeners, Strategy Labs, Trading Systems etc
All Instructions in relation to the Services shall be issued to/by the Customer through the Website or, Customer Care Number or, Submission of physical request forms or email by finance.guru or in any other manner as may be specified by finance.guru from time to time. The Customer agrees and acknowledges that any Instruction given or purported to be given to/by him/her is at his/her risk and finance.guru is only providing the software platform for implementation of the same.finance.guru may at its discretion not carry out any setups where finance.guru has reasons to believe that the instructions are not genuine or are otherwise improper or unclear or raise a doubt. finance.guru shall not be liable if any instructions are not carried out for any of the reasons stated herein. All records of finance.guru generated by the transactions arising out of use of the Services shall be conclusive proof of the genuineness and accuracy and time of submission of the Instructions/recommendations.
You hereby agree that your service is immediately activated on placing the order on our site and therefore cancellations will be considered only if the request is made within 24 hours of placing an order. However, you confirm that the cancellation request will not be entertained if the customer has already started use of our software including screeners, watchlist and strategy labs.
You hereby agree that refunds are not being provided for services delivered such as use of any our software including screeners, watchlist and strategy labs or any other knowledge base provided by us and that refunds are being processed within 21 days period only for order cancelled within stipulated time period.
You agree, understand and confirm that the credit card details provided by you for availing of services of finance.guru will be correct and accurate and you shall not use the credit card which is not lawfully owned by you, i.e. in a credit card transaction, you must use your own credit card. You further agree and undertake to provide the correct and valid credit card details to finance.guru. Further the said information will not be utilized and shared by finance.guru with any of the third parties unless required for fraud verifications or by law, regulation or court order. finance.guru will not be liable for any credit card fraud.The liability for use of a card fraudulently will be on you and the onus to 'prove otherwise' shall be exclusively on you.
Fraudulent /Declined Transactions
finance.guru reserves the right to recover the cost of service charges and lawyers fees from persons using the Site fraudulently. finance.guru reserves the right to initiate legal proceedings against such persons for fraudulent use of the Site and any other unlawful acts or acts or omissions in breach of these terms and conditions.
When you visit the Site or send emails to us, you are communicating with us electronically. You consent to receive communications from us electronically. We will communicate with you by email or by posting notices on the Site. You agree that all agreements, notices, disclosures and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.
A. Disclosure, if required by law
If required by Government of India or similar Organizational bodies, finance.guru would be sharing your personal information to the extent being demanded.
B. Your data is secure
We use a combination of encryption techniques and authentication procedures, among others, to maintain the security of your online session and to protect finance.guru accounts and systems from unauthorized access. When you register for the Service, FinanceGuru requires a password from you for your privacy and security. FinanceGuru transmits information such as your Registration Information for finance.guru or Account Credentials securely.
Our databases are protected from general employee access both physically and logically. We encrypt your Service password so that your password cannot be recovered, even by us. All backup drives and tapes also are encrypted. No employee may put any sensitive content on any insecure machine (i.e., nothing can be taken from the database and put on an insecure laptop).
C. We do not disclose or sell email addresses or mobile numbers
We do not sell or rent your personal information to third parties for their marketing purposes without your explicit consent and we only use your information. We view protection of your privacy as a very important community principle. We understand clearly that you and Your Information is one of our most important assets. If you object to your Information being transferred or used in this way please do not use the Site.
Your Membership Information
Your password must be atleast 6 characters in length. You agree and understand that you are responsible for maintaining the confidentiality of your password which, together with your LoginID e-mail address, allows you to access the Service. You may not provide these credentials to any third party. If you believe that they have been stolen or been made known to others or there has been unauthorized use of your registration information, you must contact us immediately at email@example.com, but in any event you should change your password immediately via the Service. That Login ID and password, together with any mobile number or other contact information you provide form your "Registration Information".
By providing us with your e-mail address, you agree to receive all required notices electronically, to that e-mail address. It is your responsibility to update or change that address, as appropriate. Notices will be provided in HTML (or, if your system does not support HTML, in plain-text) in the text of the e-mail or through a link to the appropriate page on our site, accessible through any standard, commercially available internet browser.
Intellectual Property Rights
The contents of finance.guru, including its graphic user interface & design (e.g., text, graphics, images, logos and button icons), photographs, editorial content, notices, software (including html- based computer programs) are property of finance.guru. The contents of finance.guru belong or are licensed to finance.guru or its software or data or content suppliers. finance.guru grants you the right to view and use finance.guru subject to these terms. Any distribution, reprint or electronic reproduction of any content from finance.guru in whole or in part for any other purpose is expressly prohibited. The Customer acknowledges that the software underlying the Website as well as other Internet related software which are required for accessing finance.guruâ Online Services are the legal property of the finance.guru and/or its vendors or contractors. The Terms underlying this agreement will not convey any proprietary or ownership rights in the above software. The Customer agrees that he/she shall not attempt to modify, translate, disassemble, decompile or reverse engineer the software underlying the Website or create any derivative product based on the software. The Customer further agrees not to use the name, logo or mark of finance.guru and any related patent, trademarks and service marks applications, design rights, copyrights, and all or any similar or equivalent rights arising or subsisting in any country in the world.
Termination/Un-Registration of Services
(a) The Customer may choose to terminate/un-register the Online Services by submission of written request for the same.
(b) finance.guru may, at its discretion, withdraw temporarily or terminate the Services, either wholly or in part, at any time without giving prior notice to the Customer. finance.guru may, without prior notice, suspend the Services at any time during which any maintenance work or repair is required to be carried out or in case of any emergency or for security reasons, which require the suspension of the Services. finance.guru shall endeavor to give a reasonable notice for withdrawal or termination of the Services.
(c) The closure of the Account of the Customer will automatically terminate the Services. finance.guru may suspend or terminate the Services without prior notice if the Customer has breached these Terms and Conditions or finance.guru learns of the death, bankruptcy or lack of legal incapacity of the Customer or in case there is any change in the account holders. In such event the Services may be restarted by following the process and submission of such documents as specified by finance.guru in this regard.
Your Use of the Service
Your right to access and use finance.guru and the Service is personal to you and is not transferable by you to any other person or entity.
You must provide true, accurate, current and complete information about your accounts maintained at other web sites, as requested in our "add account" setup forms, and you may not misrepresent your Registration Information. In order for the Service to function effectively, you must also keep your Registration Information up to date and accurate. If you do not do this, the accuracy and effectiveness of the Service to you will be affected.
Your access and use of finance.guru may be interrupted from time to time for any of several reasons, including, without limitation, the malfunction of equipment, periodic updating, maintenance or repair of finance.guru or other actions that finance.guru, in its sole discretion, may elect to take.
Online and Mobile Alerts
finance.guru may from time to time provide automatic alerts and voluntary account-related alerts. Automatic alerts may be sent to you following certain changes made online to your finance.guru account, such as a change in your Registration Information. Voluntary account alerts may be turned on by default as part of the Service. They may then be customized, deactivated or reactivated by you. These alerts allow you to choose alert messages for your accounts. finance.guru may add new alerts from time to time, or cease to provide certain alerts at any time upon its sole discretion. Electronic alerts will be sent to the email address you have provided as your primary email address for finance.guru. If your email address or your mobile device email address changes, you are responsible for informing us of that change. You can also choose to have alerts sent to a mobile device that accepts text messages. Changes to your email address or mobile number will apply to all of your alerts. Because alerts are not encrypted, we will never include your password. However, alerts may include your finance.guru Login ID and some information about your accounts. Depending upon which alerts you select, relevant financial information may be included. Anyone with access to your email will be able to view the content of these alerts. At any time you may disable future alerts.
Rights You Grant to Us
By submitting information, data, materials and other content to finance.guru through the Service, you are authorizing finance.guru to solely use the submitted information for the purpose of providing the Service. finance.guru may store and use the content, but only to provide the Service to you. By submitting this content to finance.guru, you represent that you are entitled to submit it to finance.guru for use for this purpose, without any obligation whatsoever.
You shall defend, indemnify and hold harmless finance.guru and its officers, directors, shareholders, and employees, from and against all claims and expenses, including but not limited to attorneys fees, in whole or in part arising out of or attributable to any breach of this Agreement by you. You agree to defend, indemnify and hold harmless finance.guru, its employees, directors, officers, agents and their successors and assigns from and against any and all claims, liabilities, damages, losses, costs and expenses, including attorney's fees, caused by or arising out of claims based upon your actions or inactions, which may result in any loss or liability to finance.guru,any third party including but not limited to breach of any warranties, representations or undertakings or in relation to the non-fulfillment of any of your obligations under this User Agreement or arising out of the your violation of any applicable laws, regulations including but not limited to Intellectual Property Rights, payment of statutory dues and taxes, claim of libel, defamation, violation of rights of privacy or publicity, loss of service by other subscribers and infringement of intellectual property or other rights.
In consideration of finance.guru providing the Services, the Customer, at his own expense, agrees to indemnify, defend and hold harmless, finance.guru, its directors and employees, representatives, agents, vendors and contractors, as the case may be, against all losses, damages, expenses, actions, claims, demands and proceedings whatsoever, that customers may incur, sustain, suffer or be put to at any time as a consequence of acting on or omitting or refusing to act on any Instructions given by the finance.guru or otherwise for use of the Services.
Disclaimer of Recommendations, Representations and Warranties
finance.guru is a tool to help you analyse the stock/financial/commodity/forex markets. It helps you make informed trading and investment decisions. Please do your own due diligence before you make any Trading and Investment decisions. We provide analysis on various establised technical parameters. You agree to understand that these parameter does not provide you with absolute decision making. In lot of cases, these indicators gives wrong advice.
Also, please note that we do not provide analysis of all financial instruments such as stocks, shares, commodities, futures, options, forex etc as we have capacity of provide research for limited stocks. We, by no means discriminate against stocks of any company. Please note that tips / stock suggestion given in the site/forum is individual's opinion. Technical analysis can predict future prices of financial instruments only with certain level of accuracy. Therefore, before taking any financial decision, you are requested to consult with an financial expert.
While we have taken good care on quality and accuracy of the data but it may contain typographic error and inaccuracies and we expressly disclaim liability for any errors on the site. We do not guarantee of continual of any content on the website. We may at our own discretion may change alter contents.
finance.guru will NOT be held responsible or liable for any actions taken, losses or profits incurred, emotional or otherwise stress caused as a result of trading. Data and interpretation is provided for the purpose of information & helping users understand various financial products like Stocks, Mutual Funds, et al. finance.guru uses its own technology to achieve the purpose of simplification using grading and rating techniques. The images, graphics, terminologies including but not limited to labels are for communication purpose only and they should not be construed as investment or trading advice. Investing or trading in Stocks & Mutual Funds is inherently risky and you agree to assume complete and full responsibility for the outcomes of all trading decisions that you make, including but not limited to loss of capital. Trading System/Screener/Strategy Labs-related financial products currently being offered or proposed to be offered in future by finance.guru also involve risks and may not be suitable for everyone. All comments, posts & opinions made by finance.guru and the user community on finance.guru are for information purposes only and under no circumstances should be used for actual trading or investing. Under no circumstances should any person at this site make trading decisions based solely on the information displayed herein. We are not a qualified financial advisor and you should not construe any information discussed herein to constitute Trading System/Screener/Strategy Labs advice. By using finance.guru, you agree to consult with a registered Trading System/Screener/Strategy Labs advisor, which we are not, prior to making any trading decision of any kind. Past performance results have certain inherent limitations & hence it is advisable to consult a registered Trading System/Screener/Strategy Labs advisor.
Gumption Labs Software Solutions Pvt Ltd, its management, Individuals & Financial Investors in the Company and/or their employees take no responsibility for the veracity, validity and the correctness of the information, grades, ratings, news, announcements or other research. Although we attempt to research thoroughly on information provided herein, there are no guarantees in accuracy. The information presented on the site has been gathered from various sources believed to be providing correct information.
Neither Gumption Labs Software Solutions Pvt Ltd nor any of its data or content providers shall be liable for any errors or for any actions taken in reliance thereon. Gumption Labs Software Solutions Pvt Ltd is not a registered broker-dealer and does not endorse or recommend the services of any brokerage company. The brokerage company you select is solely responsible for its services to you, the user. Gumption Labs Software Solutions Pvt Ltd shall not be liable for any damages or costs of any type arising out of or in any way connected with your use of the services of the brokerage company (commissions, fees & slippage).
finance.guru has taken due care and caution in compilation of the Data provided herein. The Data has been obtained by finance.guru from sources, which it considers reliable. However, finance.guru does not guarantee the accuracy, adequacy or completeness of any Data and is not responsible for any errors or omissions or for the results obtained from the use of such Data. finance.guru especially states that it has no financial liability whatsoever to the users/subscribers/customers/ of this Data. finance.guru or any of its directors/ employees/ representatives does not accept any liability for any direct or consequential loss arising from the use of the Data contained herein.
THE CONTENT AND ALL SERVICES AND PRODUCTS ASSOCIATED WITH finance.guru OR PROVIDED THROUGH THE SERVICE (WHETHER OR NOT SPONSORED) ARE PROVIDED TO YOU ON AN "AS- IS" AND "AS AVAILABLE" BASIS. finance.guru MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE CONTENT OR OPERATION OF finance.guru OR OF THE SERVICE. YOU EXPRESSLY AGREE THAT YOUR USE OF THE SERVICE IS AT YOUR SOLE RISK.
finance.guru MAKES NO REPRESENTATIONS, WARRANTIES OR GUARANTEES, EXPRESS OR IMPLIED, REGARDING THE ACCURACY, RELIABILITY OR COMPLETENESS OF THE CONTENT ON finance.guru OR OF THE SERVICE (WHETHER OR NOT SPONSORED), AND EXPRESSLY DISCLAIMS ANY WARRANTIES OF NON-INFRINGEMENT OR FITNESS FOR A PARTICULAR PURPOSE. finance.guru MAKES NO REPRESENTATION, WARRANTY OR GUARANTEE THAT THE CONTENT THAT MAY BE AVAILABLE THROUGH THE SERVICE IS FREE OF INFECTION FROM ANY VIRUSES OR OTHER CODE OR COMPUTER PROGRAMMING ROUTINES THAT CONTAIN CONTAMINATING OR DESTRUCTIVE PROPERTIES OR THAT ARE INTENDED TO DAMAGE, SURREPTITOUSLY INTERCEPT OR EXPROPRIATE ANY SYSTEM, DATA OR PERSONAL INFORMATION.
You understand and agree that any alerts (whether sns, email, phone or otherwise) provided to you through the Service may be delayed or prevented by a variety of factors. finance.guru does its best to provide alerts in a timely manner with accurate information. However, we neither guarantee the delivery nor the accuracy of the content of any alert. You also agree that finance.guru shall not be liable for any delays, failure to deliver, or misdirected delivery of any alert; for any errors in the content of an alert; or for any actions taken or not taken by you or any third party in reliance on an alert.
(a) The Customer agrees that finance.guru shall not be liable if:
A) The Customer has breached any of the terms and conditions, contained herein or
B) The Customer has contributed to or the loss is a result of failure on part of the Customer to advise finance.guru within a reasonable time about unauthorized access of or erroneous transactions by use of the Online Trading System/Screener/Strategy Labs Services
(b) finance.guru shall endeavor to provide the Online Trading System/Screener/Strategy Labs Services on a best effort basis and the Customer shall not hold finance.guru liable for non-availability of the Services or non-performance by service providers/ vendors, if any, engaged by finance.guru or any loss or damage caused to the Customer as a result of use of the Online Trading System/Screener/Strategy Labs Services for causes which are not attributable to finance.guru. finance.guru shall not be liable in any manner to the Customer in connection with the use of the Online Trading System/Screener/Strategy Labs Services. Without limitation to the other provisions of this terms and conditions, finance.guru, its employees, agent, vendors or contractors, shall not be liable for and in respect of any loss or damage whether direct, indirect or consequential, including but not limited to loss of revenue, profit, business, contracts, anticipated savings or goodwill, loss of use or value of any equipment including software, whether foreseeable or not, suffered by the Customer or any person howsoever arising from or relating to any delay, interruption, suspension, resolution or error of finance.guru in receiving and processing any Instruction or any failure, delay, interruption, suspension, restriction, or error in finance.guru's system and/or any third party who provides such services as is necessary to provide the Services. Notwithstanding anything in the contrary provided in this terms and conditions, finance.guru shall not be involved in or in any way liable to the Customer for any dispute between the Customer and the Mutual Fund/Asset Management Company or any other third party company/ vendor whose products/services have been purchased/ availed by use of the Online Trading System/Screener/Strategy Labs Services.
(c) The Customer agrees that finance.guru may hold and process his personal information concerning his Account on computer or otherwise in connection with the Online Trading System/Screener/Strategy Labs Services & analyze the information to improve its ratings, Trading System/Screener/Strategy Labs algorithms, marketing efforts & enhance the overall service levels & offerings . The Customer also agrees finance.guru may disclose, in strict confidence, to other institutions, such information as may be reasonably necessary for reasons of fraud prevention, for complying with legal directive, statutory reporting, etc. as per regulations of Government of India, SEBI, NSE, BSE, MCX and all concerned authorities.
(d) finance.guru will not be liable for:
(A) acting in good faith on any instructions received by finance.guru from or on behalf of the Customer in relation to the Online Trading System/Screener/Strategy Labs Services;
(B) error, default, delay or inability of finance.guru to act on all or any of the Instructions given by the Customer
(C) loss of any information/instructions in transmission;
(D) unauthorized access by any other person to any information /instructions given by the Customer or breach of confidentiality;
Disclaimer FOR Trading Analysis Products
The Customer acknowledges the risk factors & agrees to have understood the following -
All securities Trading System/Screener/Strategy Labs systems are subject to market risks and there can be no assurance that the user's objectives will be achieved and the value of the securities may go up or down depending upon the factors and forces affecting the securities market.
Past performance of the Securities Markets do not indicate the future performance of the Securities of any Exchange/Markets.
There is no assurance or guarantee to users nor are they offered any guaranteed / assured returns. The value of the securities may be affected, inter-alia by changes in the interest rates, trading volumes in relevant Stock Exchanges, settlement periods, transfer procedures and performance of individual securities and inter-alia be exposed to Price / Interest Rate Risk and Credit Risk.
Accuracy of Information
The Customer undertakes to provide accurate and complete information wherever required and shall be solely responsible for the correctness and completeness of information provided by him to finance.guru at all times, including, but not limited to, the Instructions for the purposes of availing of the Online Trading System Services. finance.guru shall not be liable for consequences arising out of erroneous information supplied by the Customer. If the Customer suspects that there is an error in the information supplied by finance.guru to him, he/she shall advise finance.guru as soon as possible. finance.guru will endeavor to correct the error wherever possible on a best effort basis. While finance.guru will take all reasonable steps to ensure the accuracy of the information supplied to the Customer, finance.guru shall not be liable against any loss, damages, etc. for any inadvertent error, which results in the providing of inaccurate information.
Limitations of Service & Disclaimer
The Customer acknowledges & agrees to the following -
(a) Information, Data, Portfolio or Trading System/Screener/Strategy Labsâ Performance Tracking/ Review/ Analysis/ Diagnosis/ Suggested Steps/ Recommendations & their visual interpretation is provided for the purpose of simplification, assistance & helping users understand various financial products. finance.guru uses its own technology on the Website to achieve the purpose of comparison using technical analysis and rating techniques. The data about past returns, images, graphics, terminologies including but not limited to labels are for communication purpose only and they should not be construed as trading advice of purchase or sell, guarantee of returns through capital appreciation, dividend or interest receivable. Investing or trading in Financial Exchanges/Instruments is inherently risky and the Customer agrees to assume complete and full responsibility for the outcomes of all trading decisions made by him/her, including but not limited to loss of capital. Trading-related financial products currently being offered or proposed to be offered in future by finance.guru also involve risks and may not be suitable for everyone. All comments, posts & opinions made on the Website by finance.guru and/or the user communities are for information purposes only and under no circumstances should be used for actual trading. Under no circumstances should any person at this site make investing decisions based solely on the information displayed herein.
(b) finance.guru, its management, Individuals & Financial Investors in the Company and/or their employees take no responsibility for the veracity, validity and the correctness of the information, grades, ratings, news, announcements or other research. Although it attempt to research thoroughly on information provided herein, there are no guarantees in accuracy. The information presented on the site has been gathered from various sources believed to be providing correct information. Neither Gumption Labs Software Solutions Pvt Ltd nor any of its data or content providers shall be liable for any errors or for any actions taken in reliance finance.guru has taken due care and caution in compilation of the Data provided herein. The Data has been obtained by finance.guru from sources, which it considers reliable. However, finance.guru does not guarantee the accuracy, adequacy or completeness of any Data and is not responsible for any errors or omissions or for the results obtained from the use of such Data. finance.guru especially states that it has no financial liability whatsoever to the users/subscribers/customers/ of this Data. finance.guru or any of its directors/ employees/ representatives does not accept any liability for any direct or consequential loss arising from the use of the Data contained herein. THE CONTENT AND ALL SERVICES AND PRODUCTS ASSOCIATED WITH THE WEBSITE ARE PROVIDED THROUGH THE SERVICE (WHETHER OR NOT SPONSORED) ARE PROVIDED ON AN "ASIS" AND "AS AVAILABLE" BASIS. finance.guru MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE CONTENT OR OPERATION OF finance.guru OR OF THE SERVICE. THE CUSTOMER EXPRESSLY AGREES THAT HIS/HER USE OF THE SERVICE IS AT HIS/HER SOLE RISK.
(c) finance.guru MAKES NO REPRESENTATIONS, WARRANTIES OR GUARANTEES, EXPRESS OR IMPLIED, REGARDING THE ACCURACY, RELIABILITY OR COMPLETENESS OF THE CONTENT ON THE WEBSITE OR ANY OTHER MATERIAL DISTRIBUTED BY finance.guru ABOUT ITS SERVICE (WHETHER OR NOT SPONSORED), AND EXPRESSLY DISCLAIMS ANY WARRANTIES OF NONINFRINGEMENT OR FITNESS FOR A PARTICULAR PURPOSE. finance.guru MAKES NO REPRESENTATION, WARRANTY OR GUARANTEE THAT THE CONTENT THAT MAY BE AVAILABLE THROUGH THE SERVICE IS FREE OF INFECTION FROM ANY VIRUSES OR OTHER CODE OR COMPUTER PROGRAMMING ROUTINES THAT CONTAIN CONTAMINATING OR DESTRUCTIVE PROPERTIES OR THAT ARE INTENDED TO DAMAGE, SURREPTITOUSLY INTERCEPT OR EXPROPRIATE ANY SYSTEM, DATA OR PERSONAL INFORMATION.
(d) It is also clarified that it is finance.guruâ endeavor to offer complete suite of facilities & features on its Website for all the needs of Customers. However, all the facilities may not be made available to begin with & the services or options that arenât available today would be made available in future. By choosing finance.guru, the Customer acknowledges that he/she is aware of this limitation. Depending on future roadmap & finance.guruâ own plans, finance.guru will strive towards making the its service as comprehensive as possible in not-so-distant future.
Alteration to Pricing, if any
finance.guru offers multiple suites of services to its Customers. Some of them are free at present while some of it are paid for. It is specifically informed to the Customer that finance.guru shall have the discretion to alter the pricing structure, if & as it may deem fit in future and may at its sole discretion, revise the fees for use of any or all of the Services, by notifying the Customer of such revision through the Website or in any manner as may be specified by finance.guru from time to time. The Customer shall be required to refer to the schedule of fees put up on the Website from time to time.
Alerts & Notices
finance.guru and the Customer may give notice under these Terms and Conditions electronically to the mailbox of the Customer (which will be regarded as being in writing) or in writing by delivering them by hand or by sending them by post to the registered address of the Customer, last recorded with finance.guru. In addition, finance.guru shall also provide notice of a general nature, transaction-related, promotions or otherwise regarding the Online Trading System/Screener/Strategy Labs Services and the Terms and Conditions, which are applicable to all Customers using the Online Trading System/Screener/Strategy Labs Services, on its Website and/ or also by means the customized messages sent to the Customer over his mobile phone as SMS or other mode as may be deemed fit by finance.guru. Such notice will be deemed to have been served individually to each Customer and should not be construed as SPAM. finance.guru may or may not allow Customers to opt-out of Communication, where the availability of Opt-in or Opt-out shall entirely be at the discretion of finance.guru.
Termination of this Agreement
finance.guru may at any time, terminate its legal agreement with you:
a.if you have breached any provision of this Agreement (or have acted in a manner which clearly shows that you do not intend to, or are unable to comply with the provisions of this Agreement);
b.if finance.guru in its sole discretion believes it is required to do so by law
Modifications of this Agreement
finance.guru may modify this Agreement from time to time. Any and all changes to this Agreement will be posted on the finance.guru site. finance.guru shall have the absolute discretion to amend or supplement any of the Terms and Conditions, features and benefits in relation to the Services. finance.guru shall communicate the amended Terms and Conditions by hosting the same on the Website only. The Customer shall be responsible for regularly reviewing these Terms and Conditions, including amendments thereto as may be posted on the Website and shall be deemed to have accepted the amended Terms and Conditions by choosing to continue the use the Online Trading System/Screener/Strategy Labs Services. Any change in the Terms and Conditions shall be communicated to the Customer, in the manner as aforesaid, within reasonable time period before the date of their implementation. You are deemed to accept and agree to be bound by any changes to the Agreement when you use the Service after those changes are posted.
Governing Law and Jurisdiction
This User Agreement shall be construed in accordance with the applicable laws of India. The courts at Bangalore shall have exclusive jurisdiction in any proceedings arising out of, under or in relation to this agreement with finance.guru, or its officers, directors, employees, investors, agents or affiliates. Any dispute or difference either in interpretation or otherwise, of any terms of this User Agreement between the parties hereto, the same shall be referred to an independent arbitrator who will be appointed by finance.guru and his decision shall be final and binding on the parties hereto. The above arbitration shall be in accordance with the Arbitration and Conciliation Act, 1996 as amended from time to time. The arbitration shall be held in Bangalore. The High Court of judicature at Bangalore alone shall have the jurisdiction and the Laws of India shall apply. You understand that, in return for agreement to this provision, finance.guru is able to offer the Service at the terms designated, with or without charge to you, and that your assent to this provision is an indispensable consideration to this Agreement.
All covenants, agreements, representations and warranties made in this Agreement shall survive your acceptance of this Agreement and the termination of this Agreement.
Limitations on Liability
finance.guru SHALL IN NO EVENT BE RESPONSIBLE OR LIABLE TO YOU OR TO ANY THIRD PARTY, WHETHER IN CONTRACT, WARRANTY, TORT (INCLUDING NEGLIGENCE) OR OTHERWISE, FOR ANY INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, EXEMPLARY, LIQUIDATED OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFIT, REVENUE OR BUSINESS, ARISING IN WHOLE OR IN PART FROM YOUR ACCESS TO finance.guru, YOUR USE OF THE SERVICE OR THIS AGREEMENT, EVEN IF finance.guru HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. NOTWITHSTANDING ANYTHING TO THE CONTRARY IN THIS AGREEMENT, finance.guruâS LIABILITY TO YOU FOR ANY CAUSE WHATEVER AND REGARDLESS OF THE FORM OF THE ACTION, WILL AT ALL TIMES BE LIMITED TO NIL.
Contact firstname.lastname@example.org for questions regarding this policy.